Step 1: Check out the company.
Marc Daniel Sevigny, a cybersecurity professional and certified ethical hacker, suggested researching a company to see whether they embrace the “affluence discount,” wherein a company gives discounts to affluent consumers, hoping to lock in long-term customers, or the “affluence premium,” where a company figures a person on a nice phone, or in a ritzy area, has the spare cash to spend big.
This is also the time to look into whether a company’s loyalty program leads to long-term savings, or eventual price hikes. Look on message boards or use an AI tool to scan the company's pricing policies.